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LIGHTING THE WAY FORWARD

Through Life's Transitions

Michael Komara has been a professional Financial Consultant since 1993. He believes in maintaining a positive mindset, creating partnerships with a purpose, and always striving for significant outcomes. When you work with him, you should expect a collaboration with transparency and consistency. Want to learn more? Let's have a conservation.

PLANNING

Plan for the best. Live your best life ever.

Ever go on a cross-country trip without first determining what type of transportation you were going to use, where you would be staying, what it was going to cost you, what personal items and valuables you were going to take with you? You wouldn’t dream of it, right? 

Same should be true in our journey through life. Those who plan for life’s journey are better than those who don’t…and enjoy a more comfortable and satisfying “ride.”

We want to help you experience your best life ever! Relieving the stress about your finances is a critical first step. Building a life that excites you, nurtures those you love, and fulfills your biggest dreams, is what fuels us. 

We start with a conversation about your unique values. By defining them we can create a financial plan that secures your financial life but also inspires you to take the appropriate steps to help you experience more of what matters to you. Our process helps you make smart financial decisions that align with what you want.

Our plans are not static. They adapt right along with changes in your life. You have access to your plan 24/7 on your hand-held device or computer. You can check account balances, create “what if” planning scenarios, and see all your financial related accounts in one place – even if they are held at other institutions.

Imagine what your life would be like if you had a financial plan that integrated your investment and insurance strategies around your values/purpose/goals, freed up time in your schedule, increased your confidence that your financial house was in order, simplified your decision making, nurtured those you love, and helped you sleep sound at night. No need to wish it were possible. We’ll see to it that you experience these wonderful things!

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INVESTING

Our unique strategies will light the way.

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A FOCUS ON DOWNSIDE PROTECTION

Your portfolio is constructed in a way that aims to preserve your investment during market downtrends (like the “coronacrash” of March 2020), which can be particularly important if you’re around retirement age.

ASSET CLASS DIVERSIFICATION

You gain exposure across several major global asset classes in a single investment vehicle.

A RULES-BASED PROCESS

Your capital can be protected during times of prolonged market volatility, because the repeatable process for making all portfolio decisions leaves no room for emotional decision-making during times of euphoria or fear.

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AUTOMATIC ADJUSTMENTS TO MARKET CHANGES

Your portfolio naturally adapts when there are uptrends/downtrends in an asset class, interest rate change, volatility arises, and inflation/deflation occurs.

COACHING

Coaching to catapult you into your best life ever.

If you could wave a magic wand, where would you like your relationships, business/work, health, etc., to be in the next six months to a year? If you had that just the way you liked it, what would that do for you? What would be the best part about it? Why? What do you think could be slowing you down or standing in your way from having that? How long has this been going on? What has been the impact of that on you? If you could remove these obstacles so you could move freely toward your goals, what would that do for you? What difference would that make in your life? What would that be worth to you?

Most of us are so close to our situations that we can’t look at things objectively. We see things only through the lens of our experiences. Those that acknowledge this and are unwilling to settle for average, or even good, engage the services of a personal or business coach to take them to the next level. Most of the top performers, in every field, utilize an experienced coach to take them to their next level. Over the past nearly 3 decades we have had hundreds of conversations with people whose lives were stuck in some way and got them moving again enthusiastically toward the life they’ve always wanted.

Utilizing our proprietary coaching system we will help you break through the influences holding you back so that you can the experience your best life ever.

TOGETHER WE WILL

CLARIFY YOUR PURPOSE AND DIRECTION

You are a one-of-kind design!  Equipped with certain heart’s desires, natural abilities, personality, gifts and experiences.  You were designed to fulfill a unique purpose. Discover yours.

STRATEGIZE YOUR ACTIONS

Know what makes you feel fully alive.  Be your true self.  Do make a difference.  We’ll show you how.

UPGRADE YOUR SKILLS

Dynamics of the belief/expectation cycle.  Influence.  Decision making. Dealing with disappointment. Conflict management.  Barrier busters.  Keys to communication.  Like tools in a toolbox these skills and others will enable you to live life more skillfully and joyfully.

MASTER YOUR MINDSET

The dominant thought you let in your heart determines the boundaries of your life – limiting or limitless.  Learn to break-free of self-limiting beliefs and the process for renewing your mind based on what is true about you.

You Are Not Broken.

We are not here to “fix” you. We are here to raise your level of awareness of what is and what’s possible, of what’s real and what’s contrived. We will come along side you and help you see yourself and your situation in a new light. We may challenge your assumptions. You will gain new insights and may hear yourself say, “I didn’t think that was possible.” You will see your relationships, work/business differently. We will coach and support you in the adjustments you decide to make. You will gain clarity and confidence in taking your next step(s).

WHAT PEOPLE SAY

"There are many people today that will tell you how great they are at their profession, however in Michael’s case, he will simply show you – what you see is what you get. He is trustworthy, intelligent, honest, hard-working that will always have your best interest at heart and a person I can recommend without reservation.”

— Tom K.  Troy, MI